Start with the Right Guide

Buying with family funds? 

When a parent or relative provides funds for a home purchase, this guide explains how families may document the loan, set clear terms, protect both parties, and avoid common tax and legal missteps.

Buying from family and paying over time? 

When a home is sold within the family, clear documentation matters from day one. This guide explains how seller-financed family sales may be structured so both Buyer and Seller understand their roles, prevent tax problems, and protect the relationship.

Replacing a bank loan with family capital?

When family funds are used to pay off an existing mortgage, this guide explains how families may transition from commercial financing to an intra-family loan—covering documentation, refinancing considerations, and next steps.

Borrowing family funds to improve your home?

If you already own your home and plan to borrow a lump sum from family, this guide explains how these loans may be structured—often alongside an existing first mortgage—so families can confidently move forward with family funded home repairs and renovations.