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Buying a home with help from family? 

If a parent or relative is providing the funds to help purchase a home, this guide explains how families typically structure and document these arrangements. It helps Buyers and family lenders set clear terms, protect everyone involved, and avoid common tax and legal missteps.

Buying a home from family and paying over time? 

When a home is sold within the family and payments are made over time, it’s important to document the sale clearly from the start. This guide walks through how families typically handle seller-financed sales, so both Buyer and Seller understand their roles and protect the relationship.

Replacing a bank loan with family support?

If a family member is helping pay off an existing mortgage or private loan, this guide explains how families typically transition from commercial financing to an intra-family mortgage. It covers what to consider when refinancing, documenting the new loan, and moving forward with confidence.

Borrowing family funds to improve your home?

If you already own a home and plan to borrow a large lump sum from family, secured by your property, this guide explains how these loans are commonly structured and documented. These arrangements are often used alongside an existing first mortgage and help families confidently move forward with family funded home repairs and renovations.