Not all peer-to-peer lending companies are created equal.

Here are some key highlights that distinguish National Family Mortgage from the rest.

  National Family Mortgage LendingClub LoanBack LendFriend LendingKarma Prosper ZimpleMoney “Free” Mortgage Docs
State specific mortgage lien, deed of trust, security deed documentation % x x x x x x ?
National mortgage lien, deed of trust, security deed, recording solution % x x x x x x x
Tax-deductible home mortgage loan products % x x x x x x ?
Licensed, third-party, national mortgage loan servicing platform % x x x x x x x
Official year-end 1098 and INT-1099 tax forms and IRS reporting % x x x x x x x
National lien release solution % x x x x x x x

Please remember, the legal and tax ramifications of a poorly documented intra-family mortgage loan can be a nightmare for both lenders and borrowers. Likewise, should you choose to have your registered intra-family mortgage professionally serviced, it’s crucial to work with an experienced, licensed service provider who meets all state and federal mortgage loan servicing laws.

The debt collection efforts of an unlicensed mortgage loan servicer can lead to federal and state prosecution, including government seizure of a lender’s assets.

As the nation’s leading private mortgage loan servicing provider with over 30 years of experience, our trusted partner, FCI Lender Services, Inc., is licensed, registered, bonded, and insured in EVERY U.S. state for mortgage loan servicing work and is fully compliant with ALL new servicing rules impacting lenders and servicers under the Dodd-Frank Act, enforced by the Consumer Financial Protection Bureau (CFPB). FCI Lender Services, Inc. licensing can be verified at the National Mortgage Licensing System’s (NMLS) website. Furthermore, FCI Lender Services, Inc. “represents and warrants to Clients that it is and will continue to be in compliance with all applicable federal, state and local laws, ordinances and regulations pertaining to its business.”